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Retirement Planning

Some like it. Some don’t. But retirement is a reality for every working person. Most young people today think of retirement as a distant reality. However, it is important to plan for your post-retirement life if you wish to retain your financial independence and maintain a comfortable standard of living even when you are no longer earning. This is extremely important, because, unlike developed nations, India does not have a social security net.

Retirement Planning acquires added importance because of the fact that though longevity has increased, the number of working years haven’t.

Our Retirement Planning Service involves:

  • » Computing that amount that would be required post-retirement. This is done after taking inflation and time value of money into account.

  • » Building your Retirement Corpus using Systematic Investment Plans (SIPs) and other long-term growth orient products

  • » Ensuring adequate post-retirement income through safe investments.

  • » The asset allocation and selection of investment vehicles keep changing as your risk-bearing capacity diminishes.

  • » JMS Investment Plans is customized investing services, design to fit Your needs, Your Budget, Your Goals and Your Schedule. Find here Best Retirement Solutions Planner, Best Retirement solutions provider in Ludhiana, Punjab.


These are just a few of the reasons investors fail to reach their financial goals.

Not investing enough money ? Investing at the wrong time?
Buying high and selling low? Losing sight of long-term plans?

We, at JM Investment give you the discipline to invest regularly. Here’s How It Works:

  • » You decide how much you can afford to invest each month. Make sure it is enough to reach your goals. And remember, you probably won’t miss what you don’t see.

  • » You designate the fund you want to invest in. Or you can invest in a variety of funds to build a diversified portfolio.

  • » You decide which day of the month you want to invest (the 1st through 28th). Then we will automatically transfer your investment from your checking or savings account on that day each month.



Look at the Millionaire Math & Discover the Power of Investing

Start Age Monthly Contribution Rate of % Accumulated
25 890 15% 1 Crore
30 1427 15% 1 Crore
35 3045 15% 1 Crore
40 6597 15% 1 Crore
45 16317 15% 1 Crore
50 38155 15% 1 Crore

Monthly investing is easy and affordable and the power of daily compounding can make it pay off.
The following chart shows how your money can grow over time.